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Workers’ compensation policyholders must undergo an audit at the end of the policy term to report any changes in payroll Don't worry, this is normal and can benefit you, not just insurance companies. Businessowner’s and liability policyholders may be subject to an audit if the premium is based on payroll (typical for contractors) or sales (likely with restaurants).
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Check your licensing status and find information on your insurance application, ce requirements, transcripts and supporting documents. Did you recently get a notification from an insurance premium auditor A premium audit is a periodic review by travelers to make sure the estimated premium established at the beginning of your policy period reflects changes that have occurred since the policy was issued
Learn more about our business insurance premium audit.
If you have received an estimated audit or believe that you have missed the deadline to submit your documents, please reach to your insurance agent, who will work directly with us to have the audit reopened. Yes, as an audit must still be completed to obtain the final premium for your policy Also, it is an obligation in the policy contract If you’ve received a workers’ comp or general liability insurance audit request, we’ll help you respond quickly and accurately
We provide the required payroll summaries, subcontractor payment details, and financial reports your insurance carrier needs to complete the audit. If you’re notified of an insurance audit, it’s important to send your insurance company any documents or information they ask for Completing a general liability insurance audit, or any type of insurance audit, ensures you’re paying for and getting the right amount for coverage.
