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For some years i have been rather lax with our current account dealings with lloyds tsb and was advised that i should move our classic joint account into a gold account by the bank. From 1 april 2023 you'll need to pay in £2,000 or more. Has anyone else suffered (as we have) when lloyds decided to replace the sentinel card protection benefit (one of the benefits of a fee paying gold account) to another provider, card loss assistance on 7 february 2016?

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I reading up on possibly changing my current bank account £10 monthly fee to maintain the account plus £3 monthly club lloyds fee, the club lloyds fee is waived each month you pay in £1,500 or more I have a lloyds tsb gold account which has a monthly fee of £12, i know their has been much talk about wrongful bank charges and was wondering if this formed part of this, as i thinking i may have claim for these charges

Background info held the gold account for 10 years now.

I have a lloyds bank gold account that give me travel insurance It's says that the travel insurance includes your partner. Lloyds cashback credit card was silver/grey but the new one is just green and says cashback on it First direct's gold credit card hasn't been gold for years, it's black with gold writing.

The sentence your gold added value account has a monthly maintaining the account fee of £14.95. is very misleading as the fee is waivered for accounts opened before 2005.i wonder how many people who opened the account pre 2005 have changed their account on the basis of the letter. As a customer of lloyds for over 35 years i have never had to pay a fee for my gold service account so long as i kept £2k in there. I was transferring my mortgage to the cheltenham & gloucester, part of lloyds at the time, and because of my salary, i was told i should have a gold account, with little explanation or the opportunity to refuse. (the underwriter and the administrator are the same for both banks who are the same group of course) in the lloyds gold account faq's it is specifically mentioned, however it does not cover missed ports as some specialist cruise cover does

I'd suggest ringing the halifax travel insurance helpline and asking them.